Primary Residence Loans
6044 Gateway Blvd Suite 610-C 79905
El Paso, Texas
Mon-Sat: 9am to 5pm Closed on Sundays

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We do what banks and conventional lenders won't through private money lending! We help finance several types of property. No problem is too big or too small and we can work with any loan amount up to $5 Million.

Acala Investment can offer financing with these terms:
  • Credit score doesn’t matter
  • Loan-to-Value: Residential and commercial up to 75%. Land up to 70% LTV
  • Interest Rates: Competitive rates- vary based on property type, loan-to-value, and loan amount
  • Loan Terms: Up to 30 years (balloon may apply)
  • Special Home Purchase Program: If buyer doesn’t have 25% down, we offer a low-down solution. We will finance a 70%-75% LTV 1st lien loan if seller can carry a 25%-30% 2nd lien.
  • No application fee/ No commitment fee
  • Loan approvals in 2-3 days
  • Common sense underwriting
  • Trust, LLC, corporate borrower acceptable with personal guarantee
  • We finance Mexican Nationals regardless of Visa status
  • Quick closing and funding
  • Quick money to Flip or Fix houses

Re-Financing: Re-financing can be a valuable tool. Possible reasons for re-financing are:
  • Lower your payment and or interest rate
  • To repair or remodel a property
  • To get cash out to buy another property
  • Pay off back taxes, liens or judgments
  • Pay off other heirs after inheriting a property
  • Pay off a spouse as part of a divorce settlement
  • To get cash to consolidate debt
  • We also buy existing first lien notes.

We finance all types of properties. Here are some examples:
* Primary Residence “ homesteads”
* Residential Investment
* Multi Family
* Commercial
* Retail
* Office
* Mixed use
* Warehouse
* Industrial
* Auto Repair
* Hotel/Motel
* Car Wash
* Day Care
* Churches
* Restaurant
* Special Purpose
* Land- Developed and Raw