Acala Investments provides an extensive range of loan products for real estate investors or homebuyers in the El Paso, TX, area. Discover how our funding is more accessible and can help anyone, regardless of their current credit standing. There’s no better time to own a home, and Acala can help turn your dream into a place to live.
We have flexible options for most borrowers. If you’re ready to move ahead with financing a house, contact Acala Investments. Not only do we offer loans for a wide range of commercial and investment properties, but we also finance primary residence houses. Whether you’re in the market to make an investment or purchase a home for your family, our team can certainly help.
Mortgage lending is the process of banks providing loans to people to buy or build homes. Many options exist for homebuyers, depending on income and creditworthiness. The simplest way to determine eligibility for credit is to apply. The requirements for each loan will depend on the mortgage lender.
Getting pre-approved for a loan is not a wrong way to determine what type of property is affordable. Depending on the potential financing amount, some borrowers may even decide to build a brand new home. Applying for a mortgage is the first step towards securing your property.
You may also consider the benefits of refinancing your existing house. That’s a quick way to turn equity into cash that you can use for other projects. Refinancing at a lower interest rate also saves money on your monthly payments. You may be eligible to get money at much more attractive prices than your current loan, which is a surefire way to help your finances. Contact Acala Investments now to learn about your re-financing opportunities.
Not all borrowers will qualify for bank loans. Most banks that offer a fixed-rate mortgage for buying a home have strict standards for qualification.
Private lenders cut down on the paperwork requirements for a home loan. They can offer attractive mortgage rates and provide the money more quickly.
Private lenders provide money for professional real estate investors who are looking to enter and exit properties quickly. They don’t have the time to wait for bank bureaucracies to approve their loans. Instead, they need the cash soon to close on exceptional opportunities.
The primary advantages for private lenders include the following:
Most private lenders don’t care about the borrower’s credit. Instead, they calculate the deal based on cash flow and the real estate asset itself. Even borrowers with relatively poor credit may be eligible to receive private funds. If you’re a first-time home owner, you may even be able to apply for a low-rate loan.
If you are a first-time home buyer, a hard money loan may be a great option for you. We are more flexible than a standard conventional lender. If you either have poor credit or have not established any credit we do not care and using a private money loan is a great way to establish your credit for the future. Also if you are not an American citizen you can buy property in the US and we do not require any particular Visa status.
To explore your mortgage lending possibilities beyond the options listed below, contact our expert investment team at Acala Investments today!
Hard money lending is a type of financing typically secured by real estate property. The funds are provided by private investors or companies instead of traditional banks. This type of lending is used by real estate investors or individuals who need quick access to capital and may not qualify for conventional loans due to many reasons. Hard money loans are characterized by their short-term nature, faster approval process, and flexible terms.
This form of financing is the best option for a broad range of clients, contrary to the conventional loans of a traditional bank. Whether you are refinancing residential or commercial real estate, buying your first home, or flipping a fixer-upper, we are here to help you reach your financial goals. Through private financing of hard money loans, we are able to make things easier by offering customized loan terms, approval process that can close within weeks or even days, and deep industry expertise to help you instead of confining you. As an established hard money lender, we can guarantee transparency, efficiency, and personalized service, ensuring that you have the financial support you need to move forward confidently and achieve your real estate dreams.
As a first time home buyer, you will not need to worry about credit scores or credit history. Our expert team will guide you through the entire loan process. We are more flexible than a traditional bank or credit union on loan conditions, for instance there is far less red tape for borrowers who are self employed or work in Mexico. You do not have to live in El Paso, let alone Texas to work with us. We help anyone in the country or the rest of the world work towards their real estate ambitions by financing properties within the state of Texas, USA.
To explore your mortgage lending possibilities beyond the options listed below, contact our expert investment team at Acala Investments today!
We do what banks and conventional lenders won’t through private money lending! We help finance several types of property. No problem is too big or too small and we can work with any loan amount up to $5 Million.
Acala Investment can offer financing with these terms:
Re-Financing: Re-financing can be a valuable tool. Possible reasons for re-financing are:
We finance all types of properties. Here are some examples:
